Aliexpress payment methods in 2024

Despite the competition among online retailers, Aliexpress continues to be a sought-after online shopping site. Every month millions of people make orders for various goods, including clothes, shoes, appliances, electronics, stationery, jewelry and much more. If you are new to or have not made purchases for a long time, it is useful to know all about Aliexpress payment methods in 2024.

At the moment, buyers are provided with seven payment methods. You can buy on Aliexpress without a card.

Current Aliexpress payment methods in 2024


PayPal is a digital transaction system widely used for online transactions around the world. This system allows users to create accounts linked to their email accounts through which they can send and receive money. One of the main advantages of PayPal is its high level of security: you don’t have to share your bank details with sellers or services. PayPal also offers buyer protection, making it a popular choice for online shopping. In addition, the system is used to transfer money between individuals, pay bills and subscriptions, and even donate to charity.

To pay for a purchase on Aliexpress using PayPal, you need to log into your account on the checkout pages or create a new one.

Aliexpress payment methods - PayPal

Bank card

If you don’t already have a saved card in your personal cabinet, add it by entering the number, owner’s name, expiration date and three-digit CVV code.

Aliexpress payment methods - Cards

Google Pay

Allows you to pay with a card linked to your Google account in a couple of clicks.

Pay Later

The payment amount must reach the minimum limit of $30.00 for this method.

Pay Later is a financial service from PayPal that allows customers to purchase goods or services immediately but pay later, usually without interest charges. This service offers several deferred payment options, including paying after a certain period of time or splitting the amount into multiple installments. This approach helps shoppers manage their finances more flexibly and makes large purchases more affordable without requiring full prepayment at the time of purchase. Pay Later is a popular choice in online shopping as it simplifies the purchase of goods, relieving the shopper’s budget.


Payment amount must be above the minimum threshold of $30.00 for this method.

Klarna is a Swedish fintech company that provides payment and credit services to simplify online shopping. Klarna’s service is known for its “buy now, pay later” system, which allows shoppers to postpone paying for items or split the payment into multiple installments without additional fees. This feature makes shopping more accessible and manageable, giving users the flexibility to manage their finances. Klarna also offers an easy and secure way to pay through its mobile app, ensuring a fast and secure shopping experience.

Aliexpress payment methods - Klarna


Make sure your payment amount is at least $30.00 to use this method.

Afterpay is a service that allows users to make purchases and pay later by splitting the total cost into four equal payments made every two weeks with no additional interest if payments are made on time. This financing method helps make larger purchases more affordable by breaking down the cost into smaller, manageable chunks.

Wire Transfer

To use this method, your order amount must be at least $20.01. Does not work if one of the selected items requires expedited transaction processing.

Wire Transfer is a method of electronically transferring funds between two accounts through a banking network. This service allows users to send money directly from their bank to another bank, both domestically and internationally. Bank transfer is widely used for large financial transactions such as real estate purchases, international trade and transfers of large sums of money between companies or individuals. One of the advantages of a wire transfer is its safety and security as transactions are processed and confirmed by banks, although this can also come with higher fees and longer processing times than other AliExpress payment methods.

How to pay for an order on Aliexpress

1. Go to your shopping cart if you already have your purchases assembled, or click “Buy now” in the product card if you only want to buy one item;

2. Select the payment method that suits you. If it is not among the default ones, click on “View more”.

3. Then click on the button located in the “Summary” block. Its appearance may vary depending on the method.

4. You will also be able to change the payment method on Aliexpress.

Important tips for paying on Aliexpress

  1. Before paying for an order, be sure to check the dynamics of prices on Aliexpress. This will help you avoid overpaying for the product and identify fake discounts that may have been set by the seller. Use the free browser extension AliHelper for more convenient price control.
  2. Some cards and transaction systems provide cashback when paying for purchases at online stores, including Aliexpress. Before you pay, check which of your options offers the most favorable keshback, especially if the purchase amounts are significant.
  3. Contrary to the previous advice, check with your payment system or bank about the presence of commission when paying for purchases on Aliexpress. This will avoid unexpected additional costs.
  4. If the payment fails or is canceled, consider changing the method. Contact representatives of your bank, transaction system or even the seller on Aliexpress. Sometimes sellers offer alternative payment methods, and in some cases even direct buyers to their stores on the Ozon or Wildberries platforms.

The key role of the payment process on Aliexpress

Payment on Aliexpress is a key step in the online shopping experience that plays a fundamental role in ensuring a satisfactory buyer experience. The process is not just a transaction, but a guarantee of security, efficiency and trust within China’s largest online marketplace.

The primary importance of payment on Aliexpress is to ensure the security of the buyer’s financial data. Encryption systems and advanced technologies prevent fraudulent activity and guarantee the confidentiality of bank details. This creates the basis for long-term mutually beneficial relationships between the buyer and stores on Aliexpress.

The payment process is also key to transparency and control over finances. Shoppers can easily track their spending, check the cost of goods, and evaluate the discounts given. This transparency helps build trust in the platform and sellers, as buyers see that they are not facing hidden charges or unwarranted write-offs.

Payment on Aliexpress also serves as a tool to control the quality of service. In case of problems with an order, the payment process provides buyers with the opportunity to seek support. Effective and prompt support for payment issues helps to resolve conflicts and strengthens the reputation of stores.

Why change the payment method on AliExpress?

Changing Aliexpress payment methods may be necessary for several reasons. First, it allows shoppers to use the payment method that is most convenient for them. Second, some payment methods may offer additional levels of buyer protection or bonuses such as cashback or special discounts. Third, in the event of changes in financial policy or security, switching to a different payment method can help avoid delays in payment processing or other problems. Finally, changing payment methods may be necessary if the method originally chosen becomes unavailable or its terms become less favorable. Thus, flexibility in payment method selection helps ensure a smoother and more profitable shopping experience.


Thus, the payment process on Aliexpress is not just a formality, but an important step to ensure safety, convenience and customer satisfaction. This process becomes a key element in building trust in online shopping, making the platform the preferred choice for millions of consumers around the world. Now you have an understanding of how to safely and efficiently pay for items on Aliexpress through the website or mobile app.

Maria Kolman
Digital marketer and author with 10 years of experience. A regular AliExpress shopper since 2015, I have made over 350 orders and won 23 disputes with sellers. I study the nuances of buying and selling on the Chinese marketplace, share the information and latest news I gather. I help AliExpress shoppers find great deals and win disputes. I answer questions in the comments.
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